Privacy Policy

Effective date: 2022-10-05

1. Introduction

Welcome to  Life Transformations With Yachna Maa.

Life Transformations With Yachna Maa (“us”, “we”, or “our”) operates yachnamaa.com (and it's subdomains) (hereinafter referred to as “Service”).

Our Privacy Policy governs your visit to yachnamaa.com (and it's subdomains), and explains how we collect, safeguard and disclose information that results from your use of our Service.

We  use your data to provide and improve Service. By using Service,  you  agree to the collection and use of information in accordance with  this  policy. Unless otherwise defined in this Privacy Policy, the terms  used  in this Privacy Policy have the same meanings as in our Terms and   Conditions.

Our Terms and Conditions (“Terms”) govern all use of our Service and together with the Privacy Policy constitutes your agreement with us (“agreement”).

2. Definitions

SERVICE means the yachnamaa.com (and it's subdomains) website operated by "Life Transformations With Yachna Maa".

PERSONAL DATA means data about a living individual who can be  identified from those  data (or from those and other information either  in our possession or  likely to come into our possession).

USAGE DATA is data  collected automatically either generated by  the use of Service or from  Service infrastructure itself (for example,  the duration of a page  visit).

COOKIES are small files stored on your device (computer or mobile device).

DATA CONTROLLER means a natural or legal person who (either  alone or jointly or in  common with other persons) determines the  purposes for which and the  manner in which any personal data are, or are  to be, processed. For the  purpose of this Privacy Policy, we are a Data  Controller of your data.

DATA PROCESSORS (OR SERVICE PROVIDERS) means any natural or  legal person who processes the data on behalf of  the Data Controller. We  may use the services of various Service  Providers in order to process  your data more effectively.

DATA SUBJECT is any living individual who is the subject of Personal Data.

THE USER is the individual using our Service. The User corresponds to the Data Subject, who is the subject of Personal Data.

3. Information Collection and Use

We collect several different types of information for various purposes to provide and improve our Service to you.

4. Types of Data Collected

Personal Data

While  using our Service, we may ask you to provide us with certain   personally identifiable information that can be used to contact or   identify you (“Personal Data”). Personally identifiable information may include, but is not limited to:

0.1. Email address

0.2. First name and last name

0.3. Phone number

0.4. Address, ZIP/Postal code, City, Province, State, Country

0.5. Cookies and Usage Data

We  may use your Personal Data to contact you with newsletters,  marketing  or promotional materials and other information that may be of  interest  to you. You may opt out of receiving any, or all, of these   communications from us by following the unsubscribe link.

Usage Data

We  may also collect information that your browser sends whenever you   visit our Service or when you access Service by or through any device (“Usage Data”).

This  Usage Data may include information such as your computer’s  Internet  Protocol address (e.g. IP address), browser type, browser  version, the  pages of our Service that you visit, the time and date of  your visit,  the time spent on those pages, unique device identifiers and  other  diagnostic data.

When you access Service with a device, this  Usage Data may include  information such as the type of device you use,  your device unique ID,  the IP address of your device, your device  operating system, the type of  Internet browser you use, unique device  identifiers and other  diagnostic data.

Tracking Cookies Data

We use cookies and similar tracking technologies to track the activity on our Service and we hold certain information.

Cookies  are files with a small amount of data which may include an  anonymous  unique identifier. Cookies are sent to your browser from a  website and  stored on your device. Other tracking technologies are also  used such  as beacons, tags and scripts to collect and track information  and to  improve and analyze our Service.

You can instruct your browser to  refuse all cookies or to indicate  when a cookie is being sent.  However, if you do not accept cookies, you  may not be able to use some  portions of our Service.

Examples of Cookies we use:

0.1. Session Cookies: We use Session Cookies to operate our Service.

0.2. Preference Cookies: We use Preference Cookies to remember your preferences and various settings.

0.3. Security Cookies: We use Security Cookies for security purposes.

0.4. Advertising Cookies: Advertising Cookies are used to serve you with advertisements that may be relevant to you and your interests.

Other Data

While  using our Service, we may also collect the following  information: sex,  age, date of birth, place of birth, passport details,  citizenship,  registration at place of residence and actual address,  telephone number  (work, mobile), details of documents on education,  qualification,  professional training, employment agreements, NDA agreements,   information on bonuses and compensation, information on marital status,   family members, social security (or other taxpayer identification)   number, office location and other data.

5. Use of Data

Life Transformations With Yachna Maa uses the collected data for various purposes:

0.1. to provide and maintain our Service;

0.2. to notify you about changes to our Service;

0.3. to allow you to participate in interactive features of our Service when you choose to do so;

0.4. to provide customer support;

0.5. to gather analysis or valuable information so that we can improve our Service;

0.6. to monitor the usage of our Service;

0.7. to detect, prevent and address technical issues;

0.8. to fulfil any other purpose for which you provide it;

0.9.  to carry out our obligations and enforce our rights arising from  any  contracts entered into between you and us, including for billing  and  collection;

0.10. to provide you with notices about your account  and/or  subscription, including expiration and renewal notices,   email-instructions, etc.;

0.11. to provide you with news, special  offers and general  information about other goods, services and events  which we offer that  are similar to those that you have already  purchased or enquired about  unless you have opted not to receive such  information;

0.12. in any other way we may describe when you provide the information;

0.13. for any other purpose with your consent.

6. Retention of Data

We  will retain your Personal Data only for as long as is necessary  for  the purposes set out in this Privacy Policy. We will retain and use   your Personal Data to the extent necessary to comply with our legal   obligations (for example, if we are required to retain your data to   comply with applicable laws), resolve disputes, and enforce our legal   agreements and policies.

We will also retain Usage Data for  internal analysis purposes. Usage  Data is generally retained for a  shorter period, except when this data  is used to strengthen the  security or to improve the functionality of  our Service, or we are  legally obligated to retain this data for longer  time periods.

7. Transfer of Data

Your  information, including Personal Data, may be transferred to –  and  maintained on – computers located outside of your state, province,   country or other governmental jurisdiction where the data protection   laws may differ from those of your jurisdiction.

If you are  located outside India and choose to provide information to  us, please  note that we transfer the data, including Personal Data, to  India and  process it there.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

Life  Transformations With Yachna Maa will take all the steps  reasonably  necessary to ensure that your data is treated securely and in   accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organisation or a country unless there are   adequate controls in place including the security of your data and other   personal information.

8. Disclosure of Data

We may disclose personal information that we collect, or you provide:

0.1. Disclosure for Law Enforcement.

Under  certain  circumstances, we may be required to disclose your Personal  Data if  required to do so by law or in response to valid requests by  public  authorities.

0.2. Business Transaction.

If we or our subsidiaries are involved in a merger, acquisition or asset sale, your Personal Data may be transferred.

0.3. Other cases. We may disclose your information also:

0.3.1. to our subsidiaries and affiliates;

0.3.2. to contractors, service providers, and other third parties we use to support our business;

0.3.3. to fulfill the purpose for which you provide it;

0.3.4. for the purpose of including your company’s logo on our website;

0.3.5. for any other purpose disclosed by us when you provide the information;

0.3.6. with your consent in any other cases;

0.3.7.   if we believe disclosure is necessary or appropriate to protect the   rights, property, or safety of the Company, our customers, or others.

9. Security of Data

The  security of your data is important to us but remember that no  method  of transmission over the Internet or method of electronic storage  is  100% secure. While we strive to use commercially acceptable means to   protect your Personal Data, we cannot guarantee its absolute security.

10. Your Data Protection Rights Under General Data Protection Regulation (GDPR)

If  you are a resident of the European Union (EU) and European  Economic  Area (EEA), you have certain data protection rights, covered by  GDPR.

We aim to take reasonable steps to allow you to correct, amend, delete, or limit the use of your Personal Data.

If you wish to be informed what Personal Data we hold about you and  if  you want it to be removed from our systems, please email us at yachnamaa@yahoo.com.

In certain circumstances, you have the following data protection rights:

0.1. the right to access, update or to delete the information we have on you;

0.2.  the right of rectification. You have the right to have your   information rectified if that information is inaccurate or incomplete;

0.3. the right to object. You have the right to object to our processing of your Personal Data;

0.4. the right of restriction. You have the right to request that we restrict the processing of your personal information;

0.5.  the right to data portability. You have the right to be provided  with a  copy of your Personal Data in a structured, machine-readable and   commonly used format;

0.6. the right to withdraw consent. You  also have the right to  withdraw your consent at any time where we rely  on your consent to  process your personal information;

Please  note that we may ask you to verify your identity before  responding to  such requests. Please note, we may not able to provide  Service without  some necessary data.

You have the right to complain to a Data  Protection Authority about  our collection and use of your Personal  Data. For more information,  please contact your local data protection  authority in the European  Economic Area (EEA).

11. Your Data Protection Rights under the California Privacy Protection Act (CalOPPA)

CalOPPA  is the first state law in the nation to require commercial  websites  and online services to post a privacy policy. The law’s reach  stretches  well beyond California to require a person or company in the  United  States (and conceivable the world) that operates websites  collecting  personally identifiable information from California consumers  to post a  conspicuous privacy policy on its website stating exactly the   information being collected and those individuals with whom it is being   shared, and to comply with this policy.

According to CalOPPA we agree to the following:

0.1. users can visit our site anonymously;

0.2. our Privacy Policy link includes the word “Privacy”, and can easily be found on the home page of our website;

0.3. users will be notified of any privacy policy changes on our Privacy Policy Page;

0.4. users are able to change their personal information by emailing us at yachnamaa@yahoo.com.

Our Policy on “Do Not Track” Signals:

We  honor Do Not Track signals and do not track, plant cookies, or use   advertising when a Do Not Track browser mechanism is in place. Do Not   Track is a preference you can set in your web browser to inform websites   that you do not want to be tracked.

You can enable or disable Do Not Track by visiting the Preferences or Settings page of your web browser.

12. Your Data Protection Rights under the California Consumer Privacy Act (CCPA)

If  you are a California resident, you are entitled to learn what data  we  collect about you, ask to delete your data and not to sell (share)  it.  To exercise your data protection rights, you can make certain  requests  and ask us:

0.1. What personal information we have about you. If you make this request, we will return to you:

0.0.1. The categories of personal information we have collected about you.

0.0.2. The categories of sources from which we collect your personal information.

0.0.3. The business or commercial purpose for collecting or selling your personal information.

0.0.4. The categories of third parties with whom we share personal information.

0.0.5. The specific pieces of personal information we have collected about you.

0.0.6.  A list of categories of personal information that we have  sold, along  with the category of any other company we sold it to. If we  have not  sold your personal information, we will inform you of that  fact.

0.0.7.  A list of categories of personal information that we have  disclosed  for a business purpose, along with the category of any other  company we  shared it with.

Please note, you are entitled to ask us to  provide you with this  information up to two times in a rolling  twelve-month period. When you  make this request, the information  provided may be limited to the  personal information we collected about  you in the previous 12 months.

0.2. To delete your personal  information. If you make this  request, we will delete the personal  information we hold about you as of  the date of your request from our  records and direct any service  providers to do the same. In some cases,  deletion may be accomplished  through de-identification of the  information. If you choose to delete  your personal information, you may  not be able to use certain functions  that require your personal  information to operate.

0.3. To stop selling your personal  information. We don’t sell or  rent your personal information to any  third parties for any purpose. We  do not sell your personal information  for monetary consideration.  However, under some circumstances, a  transfer of personal information to  a third party, or within our family  of companies, without monetary  consideration may be considered a  “sale” under California law. You are  the only owner of your Personal  Data and can request disclosure or  deletion at any time.

If you submit a request to stop selling your personal information, we will stop making such transfers.

Please  note, if you ask us to delete or stop selling your data, it  may impact  your experience with us, and you may not be able to  participate in  certain programs or membership services which require the  usage of your  personal information to function. But in no  circumstances, we will  discriminate against you for exercising your  rights.

To exercise your California data protection rights described above, please send your request(s) by email: yachnamaa@yahoo.com.

Your  data protection rights, described above, are covered by the  CCPA,  short for the California Consumer Privacy Act. To find out more,  visit  the official California Legislative Information website. The CCPA  took  effect on 01/01/2020.

13. Service Providers

We may employ third party companies and individuals to facilitate our Service (“Service Providers”), provide Service on our behalf, perform Service-related services or assist us in analysing how our Service is used.

These  third parties have access to your Personal Data only to perform  these  tasks on our behalf and are obligated not to disclose or use it  for any  other purpose.

14. Analytics

We may use third-party Service Providers to monitor and analyze the use of our Service.

15. CI/CD tools

We may use third-party Service Providers to automate the development process of our Service.

16. Behavioral Remarketing

We  may use remarketing services to advertise on third party websites  to  you after you visited our Service. We and our third-party vendors use   cookies to inform, optimise and serve ads based on your past visits to   our Service.

17. Payments

We may provide paid  products and/or  services within Service. In that case, we use  third-party services for  payment processing (e.g. payment processors).

We  will not store or  collect your payment card details. That information  is provided  directly to our third-party payment processors whose use of  your  personal information is governed by their Privacy Policy. These  payment  processors adhere to the standards set by PCI-DSS as managed by  the PCI  Security Standards Council, which is a joint effort of brands  like Visa,  Mastercard, American Express and Discover. PCI-DSS  requirements help  ensure the secure handling of payment information.

18. Links to Other Sites

Our  Service may contain links to other sites that are not operated by  us.  If you click a third party link, you will be directed to that third   party’s site. We strongly advise you to review the Privacy Policy of   every site you visit.

We have no control over and assume no  responsibility for the content,  privacy policies or practices of any  third party sites or services.

19. Children’s Privacy

Our Services are not intended for use by children under the age of 18 (“Child” or “Children”).

We  do not knowingly collect personally identifiable information from   Children under 18. If you become aware that a Child has provided us with   Personal Data, please contact us. If we become aware that we have   collected Personal Data from Children without verification of parental   consent, we take steps to remove that information from our servers.

20. Changes to This Privacy Policy

We  may update our Privacy Policy from time to time. We will notify  you of  any changes by posting the new Privacy Policy on this page.

We  will let you know via email and/or a prominent notice on our  Service,  prior to the change becoming effective and update “effective  date” at  the top of this Privacy Policy.

You are advised to review this  Privacy Policy periodically for any  changes. Changes to this Privacy  Policy are effective when they are  posted on this page.

21. Contact Us

If you have any questions about this Privacy Policy, please contact us by email: yachnamaa@yahoo.com.